Payments, powered by freedom.

Xoido gives merchants a practical way to accept stable tokens—with easy on-ramps for customers and flexible off-ramps for businesses.

✓ Stable value✓ Flexible settlement✓ Built for merchants
Xoido — Freedom through Exchange
Payment request$248.00
● Ready
Pay with stable tokenUSDC⌄
Payment settled$248.00 USD
THE PLATFORM

Stable value that works for
real business.

Xoido removes the friction between stable tokens and everyday commerce.

ON

Easy On-Ramps

Move from traditional money into stable tokens through a clear, guided experience.

OFF

Simple Off-Ramps

Settle stable-token payments into the currency and account your business already uses.

ST

Stable by Design

Accept digital value without building your payment experience around price volatility.

BUILT FOR MERCHANTS

Accept stable tokens.
Run business as usual.

Give customers a modern payment option without changing the way your team handles money.

  • Choose how you settleKeep stable tokens, convert to traditional currency, or use both.
  • See every payment clearlyTrack status, fees, and settlement from one clean dashboard.
  • Connect to your workflowUse hosted checkout or integrate with Xoido tools.
Explore Merchant Access
North & Co.⌄
OVERVIEW

Good morning.

Available balance$24,891.40↑ 12.4% this week
Payments18498.7% complete
Payment volumeLast 7 days⌄
Recent paymentsClay & Pine +$182.00Sunday Market +$96.50
HOW IT WORKS

From checkout to settlement
in three clear steps.

01

Connect

Add Xoido to checkout or use a payment link. Customers connect a compatible wallet or use an on-ramp.

02

Pay

Your customer chooses a supported stable token and confirms the transaction.

03

Settle

Receive stable value or use the off-ramp to settle into your preferred traditional currency.

THE XOIDO ECOSYSTEM

One payment foundation.
Room to grow.

Start with payments. Add the tools your business needs.

Xoido Checkout

Launching

A focused payment experience for online and in-person commerce.

Learn more

Xoido Merchant

Preview

Payments, balances, settlements, and reporting in one merchant workspace.

Learn more

Xoido Wallet

Coming Soon

A simple way for customers to hold, pay, and move stable value.

Learn more

Xoido Connect

Coming Soon

APIs and tools for platforms that want stablecoin payments built in.

Learn more
Xoido — Freedom through Exchange

Stablecoin payments should feel less like a technical experiment and more like a better way to do business.

EARLY MERCHANT ACCESS

Ready for a better
payment rhythm?

Tell us about your business and be among the first to bring Xoido to checkout.

Get in Touch